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Terms & Conditions

User Agreement

“Account” means your account on this website corporate, business or personal.

“Customer” means a User of Psychic Heroes Services.

“Psychic Heroes”“we”“our”, or “us” means Expert Corporation.

“Intellectual Property Rights” refers to all intellectual rights including but not limited to: (a) copyright, patents, registered designs, trademarks, and any right to have confidential information kept confidentially; and (b), whether or not such privileges are listed or capable of being listed and whether current under any laws.

“Psychic Heroes Services” means services delivered by Psychic Heroes.

“User”“you” or “your” means any entity who uses the website

“User Contract” means :

  • this User Agreement;
  • any other provisions acknowledged by both the Psychic Heroes and Customer, to the degree not conflicting with the User Agreement and the Privacy Policy;

“website” refers to the websites operated by Psychic Heroes and any connected Psychic Heroes services, implements or applications.

1. Scope

As you start utilizing Psychic Heroes website, read the whole User Agreement, relevant terms and all related information.

You need to read and accept all of the terms in this User Agreement, the Psychic Heroes Privacy Policy and all website policies. You confirm that this User Agreement will relate to whenever you use the Psychic Heroes website, services provided and any products we make accessible to interact with the Psychic Heroes website.

2. Nature of Service

All of the interpretation, testimonials of view and endorsements we provide here by the site, users, advisors and us contain only general advice. Those statements, views, opinions and recommendations have been prepared without taking into account your personal situation, your personal specifics, financial position, environment or needs. Before you act on the general advice provided, please consider whether it is appropriate for your personal or individual circumstances.

By using our Products and Services provided by the site, users, advisors and us, you explicitly come to an agreement that Psychic Heroes are not, in any way, providing personal advice, recommendation or guidance. You also agree that any of the advice provided anywhere on the site, by the site, users, advisors and us, is not taking into attention your particular settings, aims or requirements.

Psychic Heroes does not warrant the completeness or accuracy of the advice provided by us, our advisors or users or its usefulness for any particular purpose. Unless required by law, Psychic Heroes are not making any promises or warranties except that Psychic Heroes will do our best to provide interesting and helpful information, education, and entertainment. All information provided on this website to be used on an “as is, with all faults” basis.

When permitted by law, Psychic Heroes, and Psychic Heroes’ suppliers and distributors, will not be responsible for lost profits, revenues, or data, financial losses or indirect, special, consequential, exemplary, or punitive damages.

To the extent permitted by law, the total liability of Psychic Heroes, and its suppliers and distributors, for any claims under these terms, including for any implied warranties, is limited to the amount you paid us to use the services (or, if we choose, to supplying you the services again).

In all cases, Psychic Heroes, and its suppliers and distributors will not be liable for any loss or damage that is not reasonably foreseeable.

3. Not Party to the transaction

The Psychic Heroes website is a place wherein Advisors or Coaches can provide advice and consultations services to members for a fee. The site, however, maintains that there is no warranty on the services provided by the advisors to the members. The communication between the Advisor and the member is between the two parties and Expert Corporation is not involved in the transaction. Expert Corporation is not, in any way, a party to any transaction of users of the site. The corporation assumes no responsibility for the Advisors service to the member. Furthermore, the Corporation encourages the Advisor to check on the member’s profile and account truthfulness before entering into a transaction with them.

4. Eligibility

You will refrain from using Psychic Heroes website if you:

  1. barred from legally binding contracts; or
  2. are below the age of 18; or
  3. a person forbidden from receiving services under the rules of England or other appropriate jurisdiction; or
  4. are banned from using the Psychic Heroes website.

Subject to your native rules, an individual over 16 but under 18 can use a regular account with the consent of the account owner. Though, the account owner is accountable for entirety performed with that account.

We might refuse to accept an individual or business entity as a User at our sole discretion.

5. Using Psychic Heroes

While using the Psychic Heroes website, you will not:

  1. infringe any laws, third party rights or our policies;
  2. fail to deliver payment for services delivered to you, unless Psychic Heroes has materially changed Psychic Heroes Service provided or a clear typographical error is made;
  • circumvent or manipulate our fee structure, the billing process, or fees owed to Psychic Heroes;
  1. work with false, inaccurate, misleading, defamatory or offensive content;
  2. distribute or post spam, unsolicited, or bulk electronic communications, chain letters, or pyramid schemes;
  3. distribute viruses or any other technologies that may harm Psychic Heroes, the website, or the interests or property of Psychic Heroes users (including their Intellectual Property Rights, privacy and publicity rights) or is unlawful, threatening, abusive, defamatory, invasive of privacy, vulgar, obscene, profane or which may harass or cause distress or inconvenience to, or incite hatred of, any person;
  • copy, modify or distribute rights or content from the Psychic Heroes website or Psychic Heroes's copyrights and trademarks; or
  • harvest or otherwise collect information about Users, including email addresses, without their consent.

6. Content

Any content posted on the site, including but not limited to the events, is subject to website guidelines, review and approval. Any content might be removed at Psychic Heroes sole discretion.

You represent and warrant that your content:

  1. will not infringe upon or misappropriate any copyright, patent, pattern, trademark, trade secret, or other intellectual property right or proprietary right or right of publicity or privacy of any person;
  2. will not violate any law or regulation;
  3. will not be defamatory or trade libelous;
  4. will not be obscene or contain child pornography;
  5. will not contain the development, design, manufacture or production of missiles or nuclear, chemical or biological weapons
  6. will not contain material linked to terrorist activities
  7. will not include incomplete, false or inaccurate information about User or any other individual; and
  8. will not contain any viruses or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information.

Our site might contain links to third party pages and websites. Psychic Heroes does not regulate or control the websites to which this link might be pointing to. Psychic Heroes does not authorize the content, merchandises, services, procedures, guidelines or performance of the websites that are not under our control. You agree to use third party content, links to third party content and/or websites is at your risk.

7. Renewals

You agree that Psychic Heroes shall have the right to automatically and without notice renew your license to continue to use the Products upon expiration of your license period. You agree that if you elect to not permit Psychic Heroes the right to automatically renew your license to use the Products or maintain your credit card information on file, then Psychic Heroes may terminate your license.

8. Right to Refuse Service

We might choose to close your account, at our sole description, including but not limited to the reasons outlined below:

  1. if we conclude that you are in breach of our terms and conditions, or are not acting on terms of this agreement;
  2. if you breached a law;
  3. if you breached someone’s Intellectual Property Rights;
  4. if you engage in fraudulent or deceptive activities;
  5. we are required to do so by law;
  6. you might result in risk to us;
  7. you result in a loss to us;
  8. you are offending or a risk to another user;
  9. for other similar reasons.

If we decide to close your account due to this agreement you will become liable to pay all your outstanding fees and settle your account in full

9. Privacy

Your privacy is of utmost importance to us. Any of your personal details will only be used by us in accordance with our Privacy Policy. If you do not agree with this policy in any way please refrain from using our services.


PRIVACY POLICY

Psychic Heroes Ltd/Expert Corporation values your privacy; this policy explains what data we collect from you and how we use it. This Privacy Policy also applies if you use Psychic Heroes’ mobile app.

When you register as customer or as an expert on our platform we ask for details such as your first and last names, your email address, and your telephone number. We will record and monitor sessions to assure quality Psychic service. All the details collected will be held by us or on our behalf by an agent that we may appoint from time to time. Psychics do not collect nor will be provided by customer’s details and Customers do not collect nor will be provided by Psychic’s details. We gather other details such as:

  1. Personal information provided to us by you if you made a purchase to the website.
  2. Cookies to monitor visitors browsing our website. Cookies allow the server to store its own information about a user on the user’s own computer. They can be used to customize pages for you based on information you may have provided to our website. Cookies may help us better serve you with information tailored specifically for you and for your return visit to our Site. Cookies are a typical part of web browsing today. Many websites that require you to type a password prior to entering a website uses a cookie to facilitate the action. Additionally, many sites that do not require passwords also collect and utilize cookies. You are free to decline our cookies if your browser permits, although doing so may interfere with your use of the Site.
  3. We also collect this data for the following purposes: Administrative Purposes, Sending to your email our current deals and promotions, to contact you for general business purposes, as a response to any query you may send us, to verify your identity as a Psychic or as a Customer.


UPDATING YOUR INFORMATION:

You have the option to view or change the information by logging in to your account anytime. Failure to provide to us the necessary information may result to certain services not be fully available to you.


DISCLOSURE

Please be advised that when you voluntarily disclose information when using our Service other parties may collect and use this information. We cannot control what third parties do with your information.


SECURITY

Your information and transcripts are stored on a highly secured server. However, as no data transmission over the internet can be guaranteed to be fully secured, we cannot guarantee or warrant the security of any information you transmit or receive through the website.

Psychic Heroes/Expert Corporation reserves the right to amend this Privacy Policy from time to time by posting the amended terms on this site.

10. Limitation of Liability

Under no circumstances shall we be liable for:

  1. any unintended, consequential, distinctive or related damages that might arise;
  2. any damage to business, income, or profits (whether indirect or direct) that might be experienced by you;
  3. any damage, claim, or loss which might be sustained by you as a consequence of any of your dealings concerning the website.

The limits on our accountability to you will be effective if we or not, staff, our affiliates, our related entities or anyone else connected with us have been counseled of the likelihood of such damages or costs arising.

Nothing in scope of this User Agreement is envisioned to exclude or limit any liability where and to the degree that appropriate law disallows such rejection or restraint.

11. Liability for our Services

WHEN PERMITTED BY LAW, PSYCHIC HEROES Ltd, AND PSYCHIC HEROES’S SUPPLIERS AND DISTRIBUTORS, WILL NOT BE RESPONSIBLE FOR LOST PROFITS, REVENUES, OR DATA, FINANCIAL LOSSES OR INDIRECT, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES.

TO THE EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF PSYCHIC HEROES, AND ITS SUPPLIERS AND DISTRIBUTORS, FOR ANY CLAIMS UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS LIMITED TO THE AMOUNT YOU PAID US TO USE THE SERVICES (OR, IF WE CHOOSE, TO SUPPLYING YOU THE SERVICES AGAIN).

IN ALL CASES, PSYCHIC HEROES, AND ITS SUPPLIERS AND DISTRIBUTORS, WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE THAT IS NOT REASONABLY FORESEEABLE.

12. Jurisdiction Limitations

In case any law or jurisdiction prohibits limitations outlined in this agreement or sets limits to these limitations, we reserve the right to request limitations to the maximum extend permit table by these laws.

13. Law and Forum For Legal Disputes

This Agreement will be governed in all respects by the laws of New York. If a dispute cannot be resolved then you and Psychic Heroes irrevocably submit to the exclusive jurisdiction of the courts of New York.

14. Severability

The inaccuracy of any part of this agreement will not and shall not be thought to affect the legitimacy of any other part. In the event that any provision of this agreement is held to be invalid, the parties agree that the left over provisions shall be considered to be in full force and effect as if they had been executed by both parties subsequent to the expungement of the invalid provision

15. Interpretation

Titles are for reference purposes only and in no way limit, define, describe or construe the range or degree of such section.

16. Refunds & Returns

By using this site, you accept the corresponding charges and you authorize the payment as the account holder or the cardholder. All rates shown are USD $ per minute. If using Psychic Heroes app, additional charges may incur due to iStore or Google Play charges. By initiating a reading you confirm and accept the associated charges. Please make sure you understand the charges involved before starting a reading. Additional mobile phone fees may apply if you use a mobile phone. You will be given Free Minutes + 50% off on your first reading plus enjoy Free Minutes with each new advisor to find the right match for you, once the free minutes expire it will then auto hire and all sessions are non-refundable.

17. Cancellation policy

All the sales made are non-cancellable. Psychic Heroes Ltd / Expert Corporation will have all rights to make the final decision over any such disputes.

18. Disclaimer

Psychic Heroes Ltd/Expert Corporation does not guarantee the accuracy or success of any answers, advice or services given through the Site. The site and the services provided by Psychic Heroes/Expert Corporation are provided "as is" with no warranty. Psychic Heroes/Expert Corporation expressly disclaims any warranty, regarding the site and all services, including any implied warranty of merchant fitness for a particular purpose or for a failure of performance. Psychic Heroes/Expert Corporation does not warrant that the services provided by Psychic Heroes/Expert Corporation or the site of the verification that services will be free from bias, defects, errors, eavesdropping or listening. Psychic Heroes/Expert Corporation shall not be held responsible for the quality of information or the authentication of the services or details given by psychics on the site. By using this site you accept the terms and conditions of this Disclaimer. You will accept the corresponding charges and you confirm that are the authorized person to make changes on the account. You agree that any use you make of such answers, advice or services is at your own risk and that Psychic Heroes/Expert Corporation is not responsible for any damages or losses resulting from your reliance on such answers or advice. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised Psychic Heroes/Expert Corporation of the possibility of such potential loss), damage caused to your computer, laptops, computer software, mobile devices, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages. Psychic Heroes/Expert Corporation and its services are for entertainment purposes only. By submitting a question here, you understand and expressly agree that Psychic Heroes/Expert Corporation is not responsible for any reply or information that you do or do not receive, and you expressly agree to hold Psychic Heroes/Expert Corporation harmless from any loss, harm, injury, or damage whatsoever resulting from or arising out of your submission of the question or your use of or reliance on any response thereto. All rates shown are USD $ per minute. If using Psychic Heroes app, additional charges may incur due to iStore or Google Play charges. By initiating a reading you confirm and accept the associated charges. Please make sure you understand the charges involved before starting a reading. Additional mobile phone fees may apply if you use a mobile phone. When you agree to a session or consultation with the psychic advisors through the Psychic Heroes/Expert Corporation website, you approve of this disclaimer and release Psychic Heroes/Expert Corporation and its advisors from all liability or responsibilities for any action or otherwise.